Buyer’s Guide to Home Inspections on Sanibel Island, FL

Are you looking through the Sanibel Island real estate for sale and considering purchasing property here? Congratulations! Sanibel Island is an absolutely beautiful stretch of shoreline here in Florida. More and more people are thinking about making this area their forever home. But before you can move into your new home, there are quite a few steps to purchasing your property.

One of the most important things you’ll need to do before buying Sanibel Island real estate is to complete a home inspection. But what does a home inspection entail, and are you required to get one? Here’s everything you’ll need to know about home inspections for your Sanibel Island property.

magnifying glass and home cutout with key

Overview of What a Home Inspection Includes

Most people looking at Sanibel and Captiva Island homes for sale are interested in getting their homes inspected. But what happens during the process? Home inspections include a thorough review of your home inside and out. Your inspector will look at all aspects of the property, from any cosmetic damage inside to issues with the foundation to plumbing or electrical problems. 

At the end of your inspection, the inspector will provide you with a report. This report will outline all of their findings, good and bad, and ultimately give a grade to the property. We’ll go into all of this more in a moment, but for now, know that a home inspection is a total overview of the functionality and safety of the property.

home inspector and owner talking

How Does the Inspection Work?

Often, contracts to purchase Sanibel Island real estate are considered “will purchase” agreements, meaning that if the criterion in the contract is fulfilled, the purchase can be completed. In many cases, an inspection period is written into your contract. Depending on the time of year, the size of your home, and several other factors, this inspection period can last anywhere from one week to one month. Regardless, it typically takes about a week for your inspector to get the inspection results back to you.

The inspection itself typically doesn’t take long and will rarely last more than half a day. Home inspectors focus much more on the functionality and safety of the home than the cosmetic value. Often, home inspectors will note any minor cosmetic damage on their reports. Still, these kinds of issues won’t affect the overall grade of the home too much.

As the inspector travels throughout your home and looks for potential repairs or safety hazards, they will rate and grade the features of your home. Your inspector will travel throughout and around the house to look at things like your foundation, insulation, electrical system, and more. At the end of the inspection, each area of your home will be given a grade, and the property as a whole will be given a grade as well.

Is the Inspection Required?

At this point, you’re probably wondering if a home inspection is required by law. In short, there is no federal or state law requiring you to get a home inspection. You could skip this step if you chose to. Some home sellers might encourage you not to get one to save time and money in the home buying process.

That being said, it is probably wise to go ahead and have a home inspection performed. It may cost a little extra money upfront, but if it turns out that there is a problem with your home that you need to get fixed, it could wind up saving you a ton of stress in the long run. Additionally, once you purchased the house, it’s yours; if you fail to get a home inspection and find a serious issue after the purchase has gone through, it’s your problem to deal with!

home inspector

Who Performs Home Inspections?

There are tons of different companies and vendors that will provide home inspections across Sanibel Island. You can get recommendations from friends in the area or your local real estate agent, or you can do a quick Google search and read the reviews of services nearby. You may even be able to talk to your closing title office and see if they recommend any specific inspectors.

home inspection checklist

Once You Have the Inspection, Now What?

So, once you’ve completed your inspection, what do you do then? At this point, the inspector has already been out and filed their report, and now it’s in your hands. Typically, the first thing you want to do is take the inspection report to the bank, particularly if you are relying on a bank loan to purchase your home. If there is extensive damage to your home that could impact your safety, your bank may decide that they don’t want to finance the purchase anymore.

You’ll also want to take the inspection results to the home seller. If there are damages that need to be repaired, you may be able to use this information as leverage in order to purchase your home at a lower price. After all, the money that you save purchasing the home can be used to fix those repairs!

Finally, having the inspection report allows you to decide if you want to buy the home in the first place. Once you get the results back, you might find that the home has much more damage than you originally thought, and it might not be worth your time to go through with the purchase. Discuss the inspection report results with your realtor and the home inspector to make the best decision for you.

Buying Sanibel Island real estate can be tricky so we have provided a few quick tips and our overview of getting the most out of a home inspection,

Contact David Schuldenfrei if You are Interested in Selling Your Home

If you’re thinking about buying a home on Sanibel Island, it is well worth your time to undergo a home inspection. A home inspection might also be a good idea if you’re looking to sell your home. You might be able to see cosmetic damage or small repairs that need to be made. Still, for bigger issues like electrical or foundation problems, it’s worth bringing in an expert. 

You might think it doesn’t make sense to have a home inspection when your potential buyer could do that. However, as a seller, getting a home inspection can allow you to address any repair issues before putting your home on the market. Additionally, if your home comes back with a good grade, you may be able to start out at a higher value and earn more for your home.

Whether you are considering buying or selling a home, you’re likely looking for a Sanibel and Captiva Island real estate agent. David Schuldenfrei is one of the most well-known and well-trusted experts in the area. David has been connecting buyers and sellers for years now and knows all of the ins and outs of the local real estate market. When it comes to Captiva and Sanibel Island homes for sale, there’s simply no one more knowledgeable or caring than David Schuldenfrei. Contact the office today to learn more!