Discover
the Difference a Dave Makes
David
L. Schuldenfrei CRS,GRI, SCIS
1995, 2004 & 2007 Sanibel & Captiva Islands Realtor of The Year
Serving Sanibel and Captiva Islands Accommodation and Real Estate needs for
35 years!
Select from our menu below to find out more about our Rental Accommodation
services Real
Estate & other island services.
SANIBEL & CAPTIVA ISLAND
SALES INFORMATION
Mortgage Rates
Last Date Revised: November 10, 2011
PREPARED BY - DAVID L SCHULDENFREI CRS, GRI
E MAIL:davids@schuldenfrei.com
Current Availability: HOMES |
CONDOS | LOTS | COMMERCIAL
|
Linda Knowlton GMS Mortgage Group (239) 822-8222 Ofc:(239)790-3206 Toll Free: 800-553-7338 ext 229 lknowlton@viprealty.com (11/9/11) |
CONVENTIONAL
RATES: Amount $417,000 & UNDER for Lee County $531,250 (up to) for Collier County |
JUMBO
RATES: No Points |
||||||||
| 30 Year | 15 Year | 5/1 ARM |
30 Year Fixed Jumbo |
|||||||
| RATE | PTS | APR | RATE | PTS | APR | RATE | PTS | RATE | PTS | |
| 4.125 | 0 | 3.625 | 0 | 4.500 | 0 | 5.125 | 0 | |||
| 3.875 | 1 | 3.250 | 1 | 1 | ||||||
* Rates provided for informational purposes but are not warranted. Contact mortgage banker for most current rates.
| Dan
Cronin Sanibel Captiva Community Bank (239) 989-3976 dcronin@sancapbank.com (5/10/11) |
CONVENTIONAL
RATES/CONFORMING Amount $417,000 & UNDER |
CONFORMING
ARM No Points |
||||||||
| 30 YEAR | 15 YEAR | 3/1 ARM (1 POINT) |
5/1 ARM |
7/1 ARM |
10/1 ARM |
|||||
| RATE | PTS | RATE | PTS | RATE | PTS | RATE | RATE | RATE | RATE | |
| 4.990 | 0 | 4.250 | 0 | 0 | 3.875 | |||||
| 4.875 | 1 | 4.125 | 1 | 3.500 | ||||||
| Dan
Cronin Sanibel Captiva Community Bank (239) 989-3976 dcronin@sancapbank.com (5/10/11) |
JUMBO
30 YR FIXED RATE: Amount OVER $417,001 |
JUMBO:
FIXED RATE ARM One Point |
||||||||
| 30 YEAR | 15 YEAR | 3/1 ARM |
5/1 ARM |
7/1 ARM |
10/1 ARM |
|||||
| RATE | PTS | RATE | PTS | RATE | PTS | RATE | RATE | RATE | RATE | |
| 5.625 | 0 | 4.875 | 4.750 | |||||||
| 5.500 | 1 | 4.750 | 1 | 4.625 | ||||||
* Rates provided for informational purposes but are not warranted. Contact mortgage banker for most current rates.
| Dan
Krispinski Mutual of Omaha Bank (239) 850-9232 email: Dan.Krispinski@mutualofomahabank.com (11/11/11) |
CONVENTIONAL
FIXED RATES: Amount < $417,000 |
CONVENTIONAL
RATES ADJUSTABLE : Amount $150,000 to $417,000 |
||||||||
| 30 Year | 15 Year | 3/1 | 5/1 | 7/1 | 10/1 | |||||
| RATE | PTS | RATE | PTS | RATE | RATE | RATE | Rate | |||
| 4.000 | 0 | 3.250 | 0 | 2.875 | 3.000 | 3.250 | 3.750 | |||
| 1 | 1 | 2.375 | 2.750 | 3.000 | ||||||
| Dan
Krispinski SunTrust Mortgage (239) 418-2461 cell: 850-9232 email: danielkrispinsky@suntrust.com (11/11/11) |
JUMBO
FIXED RATE - Non Conforming: Amount: > $417,001 Non-Warrantable Condos |
JUMBO:
ADJUSTABLE RATE ARM |
||||||
| 30 YEAR | 15 YEAR | 3/1 ARM |
5/1 ARM |
7/1 ARM |
10/1 ARM |
|||
| RATE | PTS | RATE | PTS | RATE | RATE | RATE | RATE | |
| 0 | 3.875 | 0 | 3.000 | 3.250 | 3.500 | 4.000 | ||
| 1 | 3.625 | 1 | 3.000 | 3.125 | 3.750 | |||
| Patti
Wilson Mutual of Omaha Bank (239) 850-9232 email: Patti.Wilson@mutualofomahabank.com (7/1/11) |
CONVENTIONAL
FIXED RATES: Amount $150,000 to $417,000 |
CONVENTIONAL
RATES ADJUSTABLE : Amount $150,000 to $417,000 |
||||||||
| 30 Year | 15 Year | 5/1 | 7/1 | 10/1 | ||||||
| RATE | PTS | RATE | PTS | RATE | RATE | RATE |
PTS |
|||
| 4.625 | 0 | 3.750 | 0 | 3.375 | 3.875 | 4.250 | 0 | |||
| 1 | 3.500 | 1 | 3.000 | 3.500 | 4.000 | 1 | ||||
| Patti
Wilson Mutual of Omaha Bank (239) 850-9232 email: Patti.Wilson@mutualofomahabank.com (7/1/11) |
JUMBO
FIXED RATE - Non Conforming: Amount OVER $417,001 |
JUMBO:
ADJUSTABLE RATE ARM |
||||||
| 30 YEAR | 15 YEAR | 3/1 ARM |
5/1 ARM |
7/1 ARM |
10/1 ARM |
|||
| RATE | PTS | RATE | PTS | RATE | RATE | RATE | RATE | |
| 0 | 4.500 | 0 | 3.500 | 3.750 | 4.250 | 4.625 | ||
| 1 | 1 | 3.875 | 4.375 | |||||
* Rates provided for informational purposes but are not warranted. Contact mortgage banker for most current rates.
Enter our site: www.schuldenfrei.com
VIP Realty Group
1560 Periwinkle Way ~ Sanibel Island, FL 33957
Toll Free: 800 553-7338 x 227 ~ Telephone: 239 472-5187 x 227
After Hours: 239 466-0514 ~ After Hours Fax: 239 437-7543
E-Mail: davids@schuldenfrei.com
Copyright © 1994-2012 David L Schuldenfrei CRS,GRI. All Rights Reserved.